*Subject to credit approval. Subject to the terms and conditions of the Flexiti Cardholder Agreement. A minimum purchase may be required; the specified amounts depend on the total purchase amount and the duration of the promotional plan. Promotional plans and interest rates vary based on the cardholder’s creditworthiness at the time of application. The initial annual interest rate as indicated in the Cardholder Agreement (AIR applicable to the account) is disclosed at the time of approval and varies based on the cardholder’s creditworthiness at the time of application. Payment in equal monthly installments—interest-free. No interest will be charged during the promotional period on the balance subject to the promotion. The balance subject to the promotion must be paid in equal monthly installments, including principal plus optional payment protection premiums, fees, and taxes, if applicable, throughout the promotional period. Equal Monthly Payments – Interest-Bearing. The promotional interest rate will apply during the promotion and will accrue until the balance shown on your monthly statement is paid in full. The balance eligible for the promotion must be paid in equal monthly installments, including principal and promotional interest, plus optional payment protection premiums, fees, and taxes, if applicable, for the entire duration of the promotional period. The applicable promotional interest rate (9.99%, 13.99%, or 19.99%) will be assigned to you and communicated before your purchase is finalized, and varies depending on the merchant and your creditworthiness. Interest calculated at the APR applicable to the account (including interest accrued in
under deferred plans with interest accrual) ranging from 31.99% to 34.99% may be charged if: (i) the promotion is canceled; (ii) the balance subject to the promotion is not paid in full by the promotion’s expiration date; or (iii) the promotion is terminated, in whole or in part, for any other reason whatsoever. All promotional offers applicable to the account may be canceled if you fail to make a required payment. Administrative fees may apply depending on the merchant (except for Quebec residents) and will be financed with the purchase; such fees vary depending on the purchase amount and the duration of the promotional plan, and must be paid in full if the promotion is paid off early. An annual fee of $39.99 applies to Quebec residents (a fee of $24.99 may apply to cardholders residing outside Quebec). “No-payment” deferred plans are not available in Quebec. Promotional plans are offered subject to compliance with identification and verification requirements, as well as credit approval and the provision of a valid email address. Notices regarding changes to promotions and terms and conditions will be issued in accordance with applicable law. Financing arranged by Flexiti Financial Inc. B.C. License No.: 83660. Flexiti, the Flexiti Network, and any associated logos are trademarks of Flexiti Financial Inc.